oum gurl i think u forgot that he is a black sheep in their family and i think the bottom doesn't want to be like others that is only after his money and the top have truma on his childhood which is his mother is a gold digger (same・ω・) so i think the bottom doesn't want to make the top feel like hes only after his money and just wanted to be not a burden (classic bottom reason) HAHAHAHA

Anyway is better than me WHAHAHAHH because if i were him? I would just say tes to everything what the ml said and borrow money to him so those creep won't keep finding meWSHAHAHAHSH