Derek's Things

I'm honestly just impressed by the number of people responding to this question. I don't know if I can maintain any more internet friendships than I already have, but I hope some of you here become good friends :)   reply

Finance advice! Don't laugh, it's the most useful and easy advice you'll read here. Get ready because this will make your future way better without you needing to do anything that requires much effort! 1: Get a credit card. The sooner the better. A steady 1-2% rewards with no monthly fees card is what you want. Once you have it, use it as if it wa......   1 reply

I made a conscious choice to not have sex. I've had many opportunities with a small handful of people, especially my current girlfriend. I think it's unhealthy to form that kind of physical attachment to someone unless you're 100% certain you don't want to ever live without them. Sex does things to your brain with hormones, and they're good things......   reply